This is an exciting and unique program for employers and individuals who are looking for health care benefits at an affordable cost. Benecaid allows people to pre-pay their health cost with pre-tax dollars and use the funds for a multitude of health needs through the use of their Health Spending Account.
It gives employers an option to get away from traditional employee benefit programs and save potentially thousands of dollars in premiums, with the emphasis on controlling costs while offering complete benefits as needed. Come in and see us for a complete evaluation of your health benefit needs.
Please visit http://www.benecaid.com to learn more about Benecaid.
Manulife Bank offers a Daily Interest Savings account that pays a substantially higher rate than most other financial institutions. There are very few restrictions for using this account and virtually no fees.
The current rate of interest is 1.50%*. Call us today to discuss how to make this a part of your financial plan.
*Interest rate subject to change without notice. Rate current as of February 7, 2011.
Please visit www.manulifebank.ca to learn more about Manulife Advantage account services.
Manulife Financial Group has introduced this product to help people with mortgages pay them down faster and save thousands of dollars in interest payments over the life of the mortgage.
Manulife One ties together your mortgage account, other loans which you may have as well as your savings account and allows you to run your entire financial and banking needs from under one umbrella. Visit our office to learn more about paying less for your mortgage.
Please visit www.manulifeone.ca to learn more about Manulife''s mortgage products.
Designed for those who would like to minimize tax liabilities and contribute to their favourite charities now and into the future. With the Mackenzie Charitable Giving Fund you get all the advantages of a private foundation with the up front costs and administrative responsibilities.
Highlights:
* Simplicity - consolidates your charitable giving, tax reporting and record-keeping
* Tax advantages - receive an immediate tax receipt for your donation
* no capital gains taxes on gifts of long-term appreciated publicly-listed stocks, bonds and mutual funds
* Ability to give more to charities over time through the potential growth of your donations
* Flexibility in recommending which charities will benefit from your gift
* Choice of seven mutual funds, professionally managed by Mackenzie Financial Corporation
* Ability to create a charitable legacy by naming successors or setting standing grant recommendations
For more information, access Mackenzie's web site at www.mackenziefinancial.com/charitable
